Athem Blue Cross gift Two New health guarnatee Plans in California

Life Insurance Premiums Tax Deductible - Athem Blue Cross gift Two New health guarnatee Plans in California

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Anthem Blue Cross Life and health insurance business is responding to the national health care emergency by contribution two new affordable health insurance plans for California residents. The two new plans will be rolled out in early 2010, providing low-cost health insurance alternatives for the many Californians who whether don't have health insurance or who have health insurance plans that they are struggling to afford.

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The first of Anthem's new health plans - CoreGuard - will come to be available on January 1, 2010. CoreGuard is a Ppo plan that provides tax deductible options and designate drug coverage. Most importantly for many California residents: the monthly premiums for CoreGuard will start at "prices to meet just about every budget," noted one California insurance agent.

As an example of the low-cost rates for the CoreGuard plan, the monthly prime for a male under the age of 40 is incredible to be about per month. However, as with most healthcare plans, participants will need to meet a deductible in order to receive coverage. Participants can select from a wide range of yearly deductible amount and rate combinations to select the one that best for their budgets and healthcare needs.

The second of Anthem's new affordable California health plans is ClearProtection. ClearProtection will initiate on February 1, 2010 and is designed to contribute a wide range of benefits, but still offer first-dollar coverage. A male under the age of 40 will have a monthly deductible of about . ClearProtection is being touted as the Ppo health plan with the bottom rates of all of the Anthem Ppo health plans.

Blue Cross of California has one of the largest networks of healthcare providers throughout the state of California, which includes more than 50,000 doctors and almost 400 hospitals accepting Ppo insurance. Anthem's health insurance plans also tour with participants across the country, helping to ensure that even if California plan holders leave the state, they will still be covered.

In increasing to the basic healthcare coverage provided by these two new Anthem Ppo plans, participants can also select from elective coverage for healthcare needs such as dental and term life.

Anthem's NextRx delivers designate medications to California residents through the mail

The two new health insurance programs from Anthem may be the newest additions to Anthem's health care program line-up, but they fall into line with a whole host of helpful healthcare services offered to California residents by Anthem.

The NextRx program is Anthem's beloved mail assistance pharmacy, which is available to Anthem members who taken maintenance medications on a regular basis. Many of the medications that qualify as maintenance medications comprise drugs that are used to treat heart disease, diabetes, depression, allergies, and even oral contraceptives.

When California residents enroll in the NextRx program by December 31, 2009, Anthem will waive the first co-pay for each generic designate that participants replacement to NextRx.

Anthem also offers state health programs

In increasing to the two new affordable health insurance plans offered by Anthem for California residents, Anthem also offers California state health programs, together with Medi-Cal, healthy Families, Mrmip, Aim, Cmsp, and Telemedicine. Here's an summary of each of these separate California healthcare programs:

Medi-Cal is California's Medicaid Program, which is available at no cost for individuals and families who meet distinct low-income or other qualifications.

The healthy Families program is a low-cost managed care coverage program for children who live in households with financial situations that make them ineligible for the Medi-Cal Program.

The Mrmip program (California Major Risk medical insurance Program) is a health insurance plan that is available for Californians who cannot acquire health coverage in the individual health insurance market.

Aim is the low-cost manage care coverage available for infants and their mothers who have family incomes too high for Medi-Cal coverage.

Cmsp is a program that provides medical, dental, and vision services for eligible low-income adults who live primarily in one of 34 rural communities who are also not eligible for the Medi-Cal program.

Finally, the Anthem Blue Cross Telemedicine program provides entrance to specialized healthcare for rural Californians.

For more information about Anthem's CoreGuard and ClearProtection Ppo health insurance plans, consumers should speak with a health insurance scholar who can justify the exact details of each separate coverage selection and type of plan. Also, in increasing to Anthem's health plans, California residents can select their insurance plans from a wide range of other insurance carriers that assistance the state. A California insurance scholar can help California residents to sift through all of the available insurance options to find the right plan for their exact healthcare needs.

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